Your Other Plans
Life Insurance
OC provides basic life insurance and accidental death and dismemberment (AD&D) policy for each eligible employee at no cost to you. The policy provides life and AD&D coverage equal to one times (2x) your annual earnings, up to $150,000.
In addition to the company-provided group life insurance, we are happy to offer employees the ability to purchase additional coverage to supplement the company-provided through MetLife. Employees purchasing supplemental life through OC are able to secure additional Life Insurance at the lower group life rates versus purchasing on the open market. All coverage offers Portability, so you can keep your coverage, even if you were to leave OC.
Disability
Voluntary Short-Term Disability Insurance replaces a portion of your income when you are unable to work due to illness or injury. This is an employee paid benefit. This coverage provides a weekly benefit that equals 60% of your weekly earnings up to a $1,500 weekly maximum. Benefits become available after you have been disabled for fourteen (14) days due to illness and injury (benefits begin on the 15th day). Benefits are payable for a maximum duration of 11 weeks.
If you remain disabled for 90 consecutive days due to any one disabling illness or injury, you will be eligible to receive Long-Term Disability benefits. If approved by the insurance carrier, this coverage will provide a continued source of income that equals 60% of your monthly earnings to a maximum of $5,000 per month. Long-Term Disability will continue to be payable up to Social Security Normal Retirement Age. Long-Term Disability is paid for by the University and will not cost employees anything.
Accident
Group Accident Insurance helps to ease the financial impact of an accident. It provides you with a payment to use as you see fit and can help with any of the out-of-pocket expenses you may incur as a result of an accident, such as insurance deductibles, copays, transportation to/ from medical centers, childcare and more. Accidents can happen anytime, anywhere. Today’s active lifestyles may make you more susceptible, too. You can’t plan for accidents, but you can be better prepared financially to handle them when they do occur. Colonial Life offers Accident Insurance so you can focus more on your recovery and less on your finances.
Hospital Indemnity
Hospital Indemnity Insurance helps keep your finances on track if you’re hospitalized. While your health insurance covers many medical costs, you’re still responsible for expenses like deductibles, copays, and other out-of-pocket charges. With Colonial Life, you’ll receive a check paid directly to you—not your medical providers—after your claim is approved. You can use the funds however you choose, whether for medical bills or everyday expenses. Coverage is also available for your spouse and children, providing additional financial protection and peace of mind.
Critical Illness
Full-time OC employees can purchase Critical Illness Insurance to help offset the financial impact of a serious diagnosis. You can choose coverage amounts of $10,000, $20,000, or $30,000. If you experience a covered condition such as cancer, heart attack, kidney failure, or an organ transplant, you’ll receive a lump-sum payment to use however you need—medical bills, household expenses, or anything else. Coverage is guaranteed when you enroll as a new hire, with no medical questions required. Rates are based on age, coverage level, and tobacco use, and are selected through Employee Navigator.
403B
The university offers a 403(b) Retirement program through TransAmerica Retirement Services. You may contribute any amount of your base pay with the university matching the employee’s contribution on a dollar-for-dollar basis beginning at 2% up to a maximum of 6%. As an employee you may be able to make additional tax-deferred contributions subject to the guidelines and limitations outlined in IRS Publication 571. The university’s 403(b) includes a ROTH option the employee may choose for their contribution. The maximum amount you can contribute to your 403(b) account on a pretax basis is determined by the IRS and changes each year. It is your responsibility to ensure that applicable IRS maximums are not exceeded. Employees are urged to consult their tax advisor for further information.
Norton Anti-Virus Protection
Stay safe online with our exclusive identity theft and device protection benefit. Powered by LifeLock and Norton, this plan helps safeguard your personal and financial information from cyber threats. You’ll receive alerts for potential identity risks and dedicated support to restore your identity if theft occurs—all with advanced security for your devices and online activity.
Will Prep
Like life insurance, a carefully prepared Will is important. With a Will, you can define your most important decisions such as who will care for your children or inherit your property. You will have in person access to MetLife Legal Plans' network of 18,500+ participating attorneys for preparing or updating a will, living will and power of attorney. When you enroll in this plan, you may take advantage of this benefit at no additional cost to you if you use a participating plan attorney.
Employee Assistance Program (EAP)
There are times in life when you might need a little help coping or figuring out what to do. Take advantage of the EAP, which includes WorkLife Services and is available to you and your family in connection with your group insurance from MetLife.
Services include:
Up to five counseling sessions per issue, in person, on the phone, by video, or text
Depression, grief, loss, and emotional well-being
Family, marital, and other relationship issues
Addictions such as alcohol and drug abuse
Stress or anxiety
Financial and legal concerns
Identity theft recovery services
Telephonic life coaching
For assistance, call 888.319.7819 or visit one.telushealth.com. You can also download the TELUS Health Mobile App. User ID is metlifeeap and password is eap.
Travel Assist
You and your covered family members are covered with Travel Assistance with your group insurance from MetLife. Some of the services this plan offers are:
Emergency benefits
Repatriation benefits
Worldwide medical teleconsultation
Evacuation arrangements in the event of a natural disaster
Personal assistance services
Call 800.454.3679 (U.S.), 312.935.3783 (Outside U.S.) or visit www.metlife.com/travelassist
Wellness Program
Stay motivated and earn rewards for healthy living! Through Blue Cross and Blue Shield, the Well on Target program helps you reach your wellness goals with tools, resources, and Blue Points rewards. You can earn points for activities like completing your Health Assessment, enrolling in the Fitness Program, syncing a fitness device, and tracking your progress. Points can be redeemed for gift cards to popular retailers—all while supporting your personal health journey.
Log in to wellontarget.com or use the AlwaysOn mobile app to start earning and tracking your points.
Your Support Team
Call, text or email your benefits consultant, Katelynn Thain, 24/7 for any benefit questions you may have.
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Katelynn Thain
CEO & BENEFITS CONSULTANT
RAVE BENEFITS
Call or Text: (405) 306-4557
Email: kthain@ravebenefits.com
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Dana Rogers
BENEFITS COORDINATOR
OKLAHOMA CHRISTIAN UNIVERSITY
Call: (405) 425-5174
Email: dana.rogers@oc.edu
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Shawn Hamil
Chief Human Resources Officer
OKLAHOMA CHRISTIAN UNIVERSITY
Call: (405) 425-5157
Email: shawn.hamil.oc.edu